2023 Your friend an 8th grade earth science teacher at the local middle school is organizing

Environmental Policy Presentation 2023 Business Finance

2023 Your friend an 8th grade earth science teacher at the local middle school is organizing

 

Your friend, an 8th-grade earth science teacher at the local middle school, is organizing an Earth Day celebration for his students and their families. He knows you have recently been learning about environmental policies in this environmental science class and has asked you to be one of several guest speakers at the event. He would like you to explain to the students how scientific research and public awareness of an environmental issue led to an environmental policy or law. The goal is for the 8th-grade students to understand how people and communities (scientific community, government bodies, citizens of a country, etc.) can effect positive change for the environment.

Use the policy and issue you selected for your Wk 5 Discussion – Environmental Policies in Action.

Prepare a 3-to 4-minute video and/or audio recording, or a 1,050- to 1,750-word transcript of your presentation.

Address the following in your presentation:

  • Summarize the environmental issue. What are its causes? What are the effects on the environment and people? Consider multiple perspectives and locations, as applicable.
  • Explain how economics and/or personal lifestyle choices or behaviors are related to this issue.
  • Describe how individuals, communities, and/or governments have worked to address the issue.
  • Examine the impact of relevant legislation or initiatives. What are the benefits? Have there been any consequences?

Note: Remember your audience; the presentation needs to make sense and appeal to 13- and 14-year-old students.

Include at least 2 outside resources to support your conclusions.

Note: You can learn more about submitting video files to Blackboard here.

Submit your assignment.

Resources

= = = = =

If you choose to submit a video presentation use video file types…

  • Windows Media Video (WMV)
  • Flash Video (FLV)
  • MP4

These file formats are relatively small, which allows for (somewhat) easier and faster uploading (submission) and downloading (instructor review).

Alternate options….

  • Create a video and upload it to YouTube. Submit the link for me to access the video.
  • Create a MS PowerPoint presentation and record audio in the file for your presentation.

In my opinion, these alternate video presentation options have been the best for ease of use.

If you choose, the video only option, submit an APA style references list as a separate document or in the comments area.

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2023 Assignment Content Use your selected company from Weeks 1 4 for this week s assessment An organization s demographics

Demographics And Technology 2023 Business Finance

2023 Assignment Content Use your selected company from Weeks 1 4 for this week s assessment An organization s demographics

 Assignment Content

  1. Use your selected company from Weeks 1-4 for this week’s assessment.

    An organization’s demographics are an important factor to consider for its business strategies. Review the demographic and technological information about your company to complete the activity below. If the information is not public, base your decisions on a similar company and research.

    This information will assist you with the Wk 6 assignment.

    Create a chart, outline, or infographic that conveys the following information:

    • Demographics
    • What are the current demographics?
    • What was a recent change?
    • How did the company handle it?
    • Was the change handled ethically? If not, how should they have handled it? If it was, what stands out as something to emulatein your future business endeavors?
    • Technology
    • How does the company utilize technology in day-to-day business?
    • What types of technology are used?
    • How does a change of technology affect the organization?
    • Cite all sources.

      Format your citations according to APA guidelines.

       

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2023 Answe the 7 questions below based on the information in the attachments 1

Mastering Teacher Leadership 2023 Business Finance

2023 Answe the 7 questions below based on the information in the attachments 1

Answe the 7 questions below based on the information in the attachments.

 

1)  Build the management-research question hierarchy for this opportunity.

 

2)  Evaluate the appropriateness of the exploratory stage of the research de-

sign.


3) Evaluate the sampling strategy.

 

4) Evaluate the survey:
(a) In terms of structure, what is the quality of this instrument? What improve-

ments would you make?
(b) In terms of measurement questions, are the chosen response strategies

appropriate?
(c) Does this instrument meet the needs summarized in the investigative ques-

tions noted in your management-research question hierarchy (question 1

above)?

 

5) Prepare a preliminary analysis plan for this study. Which variables do you

want frequencies on? Why? Which variables do you want to cross-tabulate? Why?


6) Analyze the data from this study on your CD (Excel 97 file format: Witt Mas-

ters CPD.xls). With respect to creating a Master of Arts in Classroom Lead-

ership program, what recommendation is supported by your data analysis?

 

7) What role could GIS play in this analysis? 

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2023 Wk2 DQ1 Discussion Question CLO 1 CLO 3 Read the articles on journaling review the template in the GAP resources

INT Wk 2 DQ 1# 2023 Business Finance

2023 Wk2 DQ1 Discussion Question CLO 1 CLO 3 Read the articles on journaling review the template in the GAP resources

 

Wk2 DQ1

Discussion Question: CLO 1, CLO 3 

  • Read the articles on journaling, review the template in the GAP resources in the course and identify what approach in the articles you found useful and why?
  • Post to the discussion board that you have reviewed the journaling materials and what you learned, let us know if you have experience journaling, share your thoughts. If you have questions, please post. Be sure to respond to a peer.

About Journaling: Whether you want to be able to look back at where you started, set a future goal for yourself and seek a new path, or just deal with present issues, journaling helps you do that in a reflective way. You need not write every day. Journaling gives you a place to better understand yourself, to plan your goals, and to follow-up on goals. One pitfall of journaling is that it can devolve into a log of your feelings for any one day. You want to keep these types of emotional responses from happening. (Journal writing tips are provided in the Internship Course Resources under Supplementary Material in this GAP course.)

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2023 Suppose that courts begin imposing higher fines on car manufacturers that build cars that occasionally malfunction and

economic … 2023 Business Finance

2023 Suppose that courts begin imposing higher fines on car manufacturers that build cars that occasionally malfunction and

Suppose that courts begin imposing higher fines on car manufacturers that build cars that occasionally malfunction and harm consumers. Car manufacturers can make expenditures that decrease the likelihood of malfunctioning. Does the change in the court’s behavior change the expected marginal benefit of avoiding an accident or the marginal cost of avoiding an accident? What happens to the rate of product malfunctions? Research and provide one example of a car manufacturer that recalled vehicles. What was the impact on profit, reputation? Where they fined by the courts? Was there litigation involved? Did they settle?  

one page.

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2023 Analyzing an Income Statement Income statements are presented in the table below for

OMM 622 Week 3 Discussion 2 2023 Business Finance

2023 Analyzing an Income Statement Income statements are presented in the table below for

     

Analyzing an   Income Statement

Income statements are presented in the table below for the Elf Corporation for the years ending December 31, 2010, 2009, and 2008. Write a one-paragraph analysis of Elf Corporation’s profit performance for the period. Create a common-sized income statement for the three years. What conclusions can you draw from the different parts of the statement? What are the causes and effects of Elf’s performance for those three years?

Elf Corporation Income Statements for the Years Ending December 31

  

(in millions)

2010

2009

2008

 

Sales

$700

$650

$550

 

Cost of goods sold

 350

 325

 275

 

Gross profit

 350

 325

 275

 

Operating Expenses:

 

Administrative

 100

 100

 100

 

Advertising and marketing

   50

   75

   75

 

Operating profit

$200

$150

$100

 

Interest expense

   70

   50

   30

 

Earnings before tax

$130

$100

$  70

 

Tax expense (50%)

   65

   50

   35

 

Net income

$  65

$  50

$  35

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2023 Stoolco a domestic corporation produces a line of low cost bar stools at its facilities in Missouri for

Stoolco, a domestic corporation, produces a line of low cost bar stools at its facilities in Missouri for sale 2023 Business Finance

2023 Stoolco a domestic corporation produces a line of low cost bar stools at its facilities in Missouri for

Stoolco, a domestic corporation, produces a line of low cost bar stools at its facilities in Missouri for sale throughout the United States. During the current year, Stoolco’s management has decided to begin selling it stools overseas and has begun exploring the idea of establishing branch sales offi ces in some key countries in Europe and Asia. If possible, Stoolco’s management would like to avoid establishing a taxable presence in these countries.

Stoolco’s management has asked you to advise them on the types of marketing activities they can conduct within these countries without creating a taxable nexus. For purposes of this analysis, assume that the United States has entered into an income tax treaty with the countries in question that is identical to the United States Model Income Tax Convention of November 15, 2006.

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2023 Question Save All Answers Save and Submit Question 1 The interest tax shield is a key

Davenport FINC620 final exam 2016 2023 Business & Finance

2023 Question Save All Answers Save and Submit Question 1 The interest tax shield is a key

Question

Save All Answers Save and Submit

Question 1

The interest tax shield is a key reason why:

A. the required rate of return on assets rises when debt is added to the capital structure.

B. the value of an unlevered firm is equal to the value of a levered firm.

C. the net cost of debt to a firm is generally less than the cost of equity.

D. the cost of debt is equal to the cost of equity for a levered firm.

E. firms prefer equity financing over debt financing.

4 points

Save Answer

Question 2

Rosita’s has a cost of equity of 13.8% and a pre-tax cost of debt of 8.5%. The debt-equity ratio is .60 and the tax rate is .34. What is Rosita’s unlevered cost of capital?

A. 8.83%

B. 12.30%

C. 13.97%

D. 14.08%

E. 14.60%

4 points Save Answer

138 = RU + (RU – .085) × .60 × (1 − .34); .17166 = 1.396RU; RU = .12297 = 12.30 %

Question 3

Juanita’s Steak House has $12,000 of debt outstanding that is selling at par and has a coupon rate of 8%. The tax rate is 34%. What is the present value of the tax shield?

A. $2,823

B. $2,887

C. $4,080

D. $4,500

E. $4,633

4 points Save Answer

Present value of the tax shield = .34×$12,000 = $4,080

Question 4

The Backwoods Lumber Co. has a debt-equity ratio of .80. The firm’s required return on assets is 12% and its cost of equity is 15.68%. What is the pre-tax cost of debt based on MM Proposition II with no taxes?

A. 6.76%

B. 7.00%

C. 7.25%

D. 7.40%

E. 7.50%

4 points Save Answer

.1568 = .12 + (.12 – Rd)´.80; Rd= .074 = 7.40%

Question 5

The combination of the efficient set of portfolios with a riskless lending and borrowing rate results in:

A. the capital market line which shows that all investors will only invest in the riskless asset.

B. the capital market line which shows that all investors will invest in a combination of the riskless asset and the tangency portfolio.

C. the security market line which shows that all investors will invest in the riskless asset only.

D. the security market line which shows that all investors will invest in a combination of the riskless asset and the tangency portfolio.

E. None of these.

4 points Save Answer

Question 6

A stock with an actual return that lies above the security market line:

A. has more systematic risk than the overall market.

B. has more risk than warranted based on the realized rate of return.

C. has yielded a higher return than expected for the level of risk assumed.

D. has less systematic risk than the overall market.

E. has yielded a return equivalent to the level of risk assumed.

4 points Save Answer

Question 7

The primary purpose of portfolio diversification is to:

A. increase returns and risks.

B. eliminate all risks.

C. eliminate asset-specific risk.

D. eliminate systematic risk.

E. lower both returns and risks.

4 points Save Answer

Question 8

A portfolio contains two assets. The first asset comprises 40% of the portfolio and has a beta of 1.2. The other asset has a beta of 1.5. The portfolio beta is:

A. 1.35

B. 1.38

C. 1.42

D. 1.50

E. 1.55

4 points Save Answer

βp = .4(1.2) + .6(1.5) = 1.38

Question 9

Payback is frequently used to analyze independent projects because:

A. it considers the time value of money.

B. all relevant cash flows are included in the analysis.

C. it is easy and quick to calculate.

D. it is the most desirable of all the available analytical methods from a financial perspective.

E. it produces better decisions than those made using either NPV or IRR.

4 points Save Answer

Question 10

A project has an initial cost of $2,100. The cash inflows are $0, $500, $900, and $700 over the next four years, respectively. What is the payback period?

A. 1 years

B. 2 years

C. 3 years

D. 4 years

E. never

4 points Save Answer

Question 11

The payback period rule accepts all investment projects in which the payback period for the cash flows is:

A. greater than one.

B. greater than the cutoff point.

C. less than the cutoff point.

D. positive.

E. None of these.

4 points Save Answer

Question 12

The internal rate of return for a project will increase if:

A. the initial cost of the project can be reduced.

B. the total amount of the cash inflows is reduced.

C. each cash inflow is moved such that it occurs one year later than originally projected.

D. the required rate of return is reduced.

E. the salvage value of the project is omitted from the analysis.

4 points Save Answer

Question 13

An investment with an initial cost of $14,000 produces cash flows of $4,000 annually for 5 years. If the cash flow is evenly spread out over the year and the firm can borrow at 10%, the discounted payback period is _____ years.

A. 2.5

B. 2.68

C. 4.53

D. 4.87

E. Never

4 points Save Answer

Question 14

Estimates using the arithmetic average will probably tend to _____ values over the long-term while estimates using the geometric average will probably tend to _____ values over the short-term.

A. overestimate; overestimate

B. overestimate; underestimate

C. underestimate; overestimate

D. underestimate; underestimate

E. accurately; accurately

4 points Save Answer

Question 15

A stock has an expected rate of return of 8.3% and a standard deviation of 6.4%. Which one of the following best describes the probability that this stock will lose 11% or more in any one given year?

A. less than 0.5%

B. less than 1.0%

C. less than 1.5%

D. less than 2.5%

E. less than 5%

4 points Save Answer

Lower bound of 99% probability range = .083 – (3´.064) = -.109 = -10.9%;Probability of losing 11% or more is less than 0.5%.

Question 16

You purchased 300 shares of Deltona, Inc. stock for $44.90 a share. You have received a total of $630 in dividends and $14,040 in proceeds from selling the shares. What is your capital gains yield on this stock?

A. 4.06%

B. 4.23%

C. 4.68%

D. 8.55%

E. 8.91%

4 points Save Answer

Cost = 300×$44.90 = $13,470;

Capital gains yield = ($14,040 – $13,470) ÷ $13,470 = 4.23%

Question 17

One year ago, you purchased a stock at a price of $32 a share. Today, you sold the stock and realized a total return of 25%. Your capital gain was $6 a share. What was your dividend yield on this stock?

A. 1.25%

B. 3.75%

C. 6.25%

D. 18.75%

E. 21.25%

4 points Save Answer

Capital  gain yield = $6/$32=18.75%;

Divided yield = 25%/18.75%=6.25%

Question 18

Excelsior shares are currently selling for $25 each. You bought 200 shares one year ago at $24 and received dividend payments of $1.50 per share. What was your percentage capital gain this year?

A. 4.17%

B. 6.25%

C. 10.42%

D. 104.17%

E. 110.42%

4 points Save Answer

Total Return = ($25 – $24)/$25 = .04167 = 4.17%

Question 19

Murphy’s, Inc. has 10,000 shares of stock outstanding with a par value of $1.00 per share. The market value is $8 per share. The balance sheet shows $32,500 in the capital in excess of par account, $10,000 in the common stock account and $42,700 in the retained earnings account. The firm just announced a 10% (small) stock dividend. What will the market price per share be after the dividend?

A. $7.20

B. $7.27

C. $7.33

D. $8.00

E. $8.80

4 points Save Answer

Market price per share = (10,000 shares×$8)÷(10,000 shares×1.10) = $7.27; Note that the total market value of the firm does not change

Question 20

Samuel’s has 7,000 shares of stock outstanding with a par value of $1.00 per share and a market value of $12 per share. The balance sheet shows $7,000 in the common stock account, $58,000 in the capital in excess of par account and $32,500 in the retained earnings account. The firm just announced a 50% (large) stock dividend. What is the value of the common stock account after the dividend?

A. $7,000

B. $8,500

C. $9,000

D. $10,500

E. $14,000

4 points Save Answer

Common stock = [(7,000 shares × .50) × $1] + $7,000 = $10,500

Question 21

Samuel’s has 7,000 shares of stock outstanding with a par value of $1.00 per share and a market value of $12 per share. The balance sheet shows $7,000 in the common stock account, $58,000 in the capital in excess of par account, and $32,500 in the retained earnings account. The firm just announced a 50% (large) stock dividend. What is the market value per share after the dividend?

A. $6.00

B. $8.00

C. $9.00

D. $10.50

E. $12.00

4 points Save Answer

Market value per share = (7,000 share x $12)

(7,000 x 1.5) =$8.00

Note that the total market value of the firm does not change

Question 22

A reverse split is when:

A. the stock price gets too high for investors to purchase in round lots.

B. the stock becomes too liquid and highly marketable.

C. the stock price moves into the popular trading range.

D. several old shares, such as 4, are replaced by 1 new share.

E. None of these.

4 points Save Answer

Question 23

Which one of the following statements concerning a sole proprietorship is correct?

A. The life of the firm is limited to the life span of the owner.

B. The owner can generally raise large sums of capital quite easily.

C. The ownership of the firm is easy to transfer to another individual.

D. The company must pay separate taxes from those paid by the owner.

E. The legal costs to form a sole proprietorship are quite substantial.

4 points Save Answer

Question 24

Which one of the following statements concerning a sole proprietorship is correct?

A. A sole proprietorship is the least common form of business ownership.

B. The profits of a sole proprietorship are taxed twice.

C. The owners of a sole proprietorship share profits as established by the partnership agreement.

D. The owner of a sole proprietorship may be forced to sell his/her personal assets to pay company debts.

E. A sole proprietorship is often structured as a limited liability company.

4 points Save Answer

Question 25

A stakeholder is:

A. any person or entity that owns shares of stock of a corporation.

B. any person or entity that has voting rights based on stock ownership of a corporation.

C. a person who initially started a firm and currently has management control over the cash flows of the firm due to his/her current ownership of company stock.

D. a creditor to whom the firm currently owes money and who consequently has a claim on the cash flows of the firm.

E. any person or entity other than a stockholder or creditor who potentially has a claim on the cash flows of the firm.

4 points Save Answer

Question 26

Which one of the following is a capital budgeting decision?

A. Determining how much debt should be borrowed from a particular lender

B. Deciding whether or not to open a new store

C. Deciding when to repay a long-term debt

D. Determining how much inventory to keep on hand

E. Determining how much money should be kept in the checking account

4 points Save Answer

Question 27

Toni’s Tools is comparing machines to determine which one to purchase. The machines sell for differing prices, have differing operating costs, differing machine lives, and will be replaced when worn out. These machines should be compared using:

A. net present value only.

B. both net present value and the internal rate of return.

C. their equivalent annual costs.

D. the depreciation tax shield approach.

E. the replacement parts approach.

4 points Save Answer

Question 28

The equivalent annual cost method is useful in determining:

A. the annual operating cost of a machine if the annual maintenance is performed versus when the maintenance is not performed as recommended.

B. the tax shield benefits of depreciation given the purchase of new assets for a project.

C. operating cash flows for cost-cutting projects of equal duration.

D. which one of two machines to acquire given equal machine lives but unequal machine costs.

E. which one of two machines to purchase when the machines are mutually exclusive, have different machine lives, and will be replaced once they are worn out.

4 points Save Answer

Question 29

A company which uses the MACRS system of depreciation:

A. will have equal depreciation costs each year of an asset’s life.

B. will expense the cost of nonresidential real estate over a period of 7 years.

C. can depreciate the cost of land, if it so desires.

D. will write off the entire cost of an asset over the asset’s class life.

E. cannot expense any of the cost of a new asset during the first year of the asset’s life.

4 points Save Answer

Question 30

Your firm purchased a warehouse for $335,000 six years ago. Four years ago, repairs were made to the building which cost $60,000. The annual taxes on the property are $20,000. The warehouse has a current book value of $268,000 and a market value of $295,000. The warehouse is totally paid for and solely owned by your firm. If the company decides to assign this warehouse to a new project, what value, if any, should be included in the initial cash flow of the project for this building?

A. $0

B. $268,000

C. $295,000

D. $395,000

E. $515,000

Opportunity cost = $295,000

4 points Save Answer

Question 31

The difference between bank cash and book cash is called:

A. float.

B. disbursement float.

C. net float.

D. collection float.

E. None of these.

4 points Save Answer

Question 32

Collection float increases:

A. disbursement float.

B. bank cash.

C. book cash.

D. gross float times net float.

E. None of these.

4 points Save Answer

Question 33

The Smythe firm expects a total cash need of $9,000 over the next 4 months. They have a beginning cash balance of $1,000, and cash is replenished when it hits zero. The fixed cost of selling securities to replenish cash balances is $4.00. The interest rate on marketable securities is 8% per annum. There is a constant rate of cash disbursement and no cash receipts during the month. Based on the firm’s current practice, what is the average daily cash balance (a month has 30 days)?

A. $20.00

B. $45.25

C. $54.17

D. $69.48

E. None of these.

4 points Save Answer

Question 34

Checks written by the firm are said to generate:

A. collection float.

B. ledger float.

C. disbursement float.

D. book float.

E. None of these.

4 points Save Answer

Question 35

The Holly Corporation has a new rights offering that allows you to buy one share of stock with 4 rights and $25 per share. The stock is now selling ex-rights for $30. The price rights-on is:

A. $21.00.

B. $25.00.

C. $30.00.

D. $31.25.

E. impossible to determine without the cum-rights price.

4 points Save Answer

RX=(PX-S)/N=($30-$25)/4=$1.25; Price = $30+$1.25=$31.25

Question 36

Which of the following is not one of the four main functions that underwriters provide?

A. Risk bearing

B. Marketing

C. Auditing the financial statements

D. Certification

E. Monitoring

4 points Save Answer

Question 37

Venture capitalists are

A. intermediaries that raise funds from outside investors.

B. play an active role in overseeing, advising, and monitoring the companies in which they invest.

C. generally do not want to own the investment forever.

D. intermediaries that raise funds from outside investors and play an active role in overseeing, advising, and monitoring the companies in which they invest.

E. intermediaries that raise funds from outside investors, play an active role in overseeing, advising, and monitoring the companies in which they invest, and generally do not want to own the investment forever.

4 points Save Answer

Question 38

Empirical evidence suggests that new equity issues are generally:

A. priced efficiently by the market.

B. overpriced by investor excitement concerning a new issue.

C. overpriced resulting from SEC regulation.

D. underpriced, in part, to counteract the winner’s curse.

E. underpriced resulting from SEC regulation.

4 points Save Answer

Question 39

An investor discovers that for a certain group of stocks, large positive price changes are always followed by large negative price changes. This finding is a violation of the:

A. moderate form of the efficient market hypothesis.

B. semistrong form of the efficient market hypothesis.

C. strong form of the efficient market hypothesis.

D. weak form of the efficient market hypothesis.

E. None of these.

4 points Save Answer

Question 40

Under the concept of an efficient market, a random walk in stock prices means that:

A. there is no driving force behind price changes.

B. technical analysts can predict future price movements to earn excess returns.

C. the unexplained portion of price change in one period is unrelated to the unexplained portion of price change in any other period.

D. the unexplained portion of price change in one period that cannot be explained by expected return can only be explained by the unexplained portion of price change in a prior period.

E. None of these.

4 points Save Answer

Question 41

In order to create value from capital budgeting decisions, the firm is likely to:

A. locate an unsatisfied demand for a particular product or service.

B. create a barrier to make it more difficult for other firms to compete.

C. produce products or services at a lower cost than the competition.

D. locate an unsatisfied demand for a particular product or service and produce products or services at a lower cost than the competition.

E. locate an unsatisfied demand for a particular product or service; create a barrier to make it more difficult for other firms to compete; and produce products or services at a lower cost than the competition.

4 points Save Answer

Question 42

If the market is weak form efficient:

A. semistrong form efficiency holds.

B. strong form efficiency must hold.

C. semistrong form efficiency may hold.

D. markets are not weak form efficient.

E. None of these.

4 points Save Answer

Question 43

Your _____ tax rate is the amount of tax payable on the next taxable dollar you earn.

A. deductible

B. residual

C. total

D. average

E. Marginal

4 points Save Answer

Question 44

_____ is calculated by adding back noncash expenses to net income and adjusting for changes in current assets and liabilities.

A. Operating cash flow

B. Capital spending

C. Net working capital

D. Cash flow from operations

E. Cash flow to creditors

4 points Save Answer

Question 45

Which of the following is not included in the computation of operating cash flow?

A. Earnings before interest and taxes

B. Interest paid

C. Depreciation

D. Current taxes

E. All of these are included

4 points Save Answer

Question 46

Earnings per share is equal to:

A. net income divided by the total number of shares outstanding.

B. net income divided by the par value of the common stock.

C. gross income multiplied by the par value of the common stock.

D. operating income divided by the par value of the common stock.

E. net income divided by total shareholders’ equity.

4 points Save Answer

Question 47

If you have a choice to earn simple interest on $10,000 for three years at 8% or annually compounded interest at 7.5% for three years which one will pay more and by how much?

A. Simple interest by $50.00

B. Compound interest by $22.97

C. Compound interest by $150.75

D. Compound interest by $150.00

E. None of these.

4 points Save Answer

Question 48

What is the future value of $1,000 a year for five years at a 6% rate of interest?

A. $4,212.36

B. $5,075.69

C. $5,637.09

D. $6,001.38

E. $6,801.91

4 points Save Answer

Question 49

Your parents are giving you $100 a month for four years while you are in college. At a 6% discount rate, what are these payments worth to you when you first start college?

A. $3,797.40

B. $4,167.09

C. $4,198.79

D. $4,258.03

E. $4,279.32

4 points Save Answer

Question 50

You estimate that you will have $24,500 in student loans by the time you graduate. The interest rate is 6.5%. If you want to have this debt paid in full within five years, how much must you pay each month?

A. $471.30

B. $473.65

C. $476.79

D. $479.37

E. $480.40

4 points Save Answer

 

 

 

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2023 Cardinal Paz Corp carries an account in its general ledger called Investments which contained debits for investment purchases and no

ACC 423 Question 2023 Business Finance

2023 Cardinal Paz Corp carries an account in its general ledger called Investments which contained debits for investment purchases and no

Cardinal Paz Corp. carries an account in its general ledger called Investments, which contained debits for investment purchases, and no credits, with the following descriptions.Feb. 1, 2012

Sharapova Company common stock, $100 par, 200 shares $ 37,400

April 1  U.S. government bonds, 11%, due April 1, 2022, interest payableApril 1 and October 1, 110 bonds of $1,000 par each                                                                                                                                     $ 110,000

July 1 McGrath Company 12% bonds, par $50,000, dated March 1, 2012,purchased at 104 plus accrued interest, interest payable annually on March 1, due March 1, 2032                                               $ 54,000

Instructions

 (Round all computations to the nearest dollar.)(a) Prepare entries necessary to classify the amounts into proper accounts, assuming that all thesecurities are classified as available-for-sale.(b) Prepare the entry to record the accrued interest and the amortization of premium on December31, 2012, using the straight-line method.(c) The fair values of the investments on December 31, 2012, were:

Sharapova Company common stock                  $ 31,800

U.S. government bonds                                        $ 124,700

McGrath Company bonds                                     $ 58,600

SOLUTION

 (a) Debt Investments (Available-for-Sale) ………………………….162,000*

       Equity Investments (Available-for-Sale) …………………………..37,400

       Interest Revenue ($50,000 X .12 X 4/12) …………………………. 2,000

                       Investments …………………………………………………………………… 201,400*[$110,000 + ($50,000 X 1.04)]

(b)

December 31, 2012

Interest Receivable …………………………………………………………..8,025

Debt Investments (Available-for-Sale) ……………………………… 51

Interest Revenue…………………………………………………………….. 7,974

[Accrued interest[$50,000 X .12 X 10/12 = $5,000

Premium amortization

6/236 X $2,000 = (51)

Accrued interest[$110,000 X .11 X 3/12 = 3,025

 

All I need to know is how they these numbers for

 

Premium amortization 6/236? 

6/236 because I don’t understand how they got those numbers McGrath Company 12% bonds, par $50,000, dated March 1, 2012,

purchased at 104 plus accrued interest, interest payableannually on March 1, due March 1, 2032
…………………………….

 

54,000

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2023 Part 1 Case Studies Identify the DSM 5 diagnostic criteria that you notice in the case studies below and

Assignment 2023 Business & Finance

2023 Part 1 Case Studies Identify the DSM 5 diagnostic criteria that you notice in the case studies below and

 

Part 1: Case Studies

Identify the DSM-5 diagnostic criteria that you notice in the case studies below and explain how the client meets the criteria. Include the diagnosis that these symptoms are related to.

  1. Allyson is a 25-year-old who works from home. She is happy with her work-at-home job, because she prefers not to be around people. She is afraid she will say or do something that is embarrassing. She has seen a therapist who referred her to a psychiatrist who prescribed antianxiety medication. More recently, she has been taking more than prescribed and continues to increase the dose a little each week because she finds that she does not feel as good with less.
  2. Karen is a 35-year-old wife and mother whose husband has become concerned about her drinking. He has noticed that she always appears to have a drink in hand, and when he asks her about it, she says that it is ginger ale or a coke; however, he believes she is mixing vodka with those drinks. Just recently, she had a DWI, and he confronted her about her drinking, after which she promised that she would stop. However, when she did stop, he noticed that she was constantly worrying, restless, and irritable.
  3. Mary is a 25-year-old single woman who currently is in a doctoral program. Mary has developed an extreme fear of germs and she is afraid of getting sick. Mary washes her hands 10-20 times per day. There are times when she is late for an appointment due to her needing to ensure that her hands are clean. She cleans her house constantly and often does not have time to complete her studies as a result. She experiences a great deal of anxiety when she is in situations where she is not able to control the environment. Some of her family and friends have commented on her behavior, which she admits to being a bit excessive, but she also states how easy it is to get sick and how many germs are out there. 

Part 2: Treatment Scenarios

Provide a response to each of the following scenarios:

Imagine that you are working with a client who has been diagnosed with an anxiety disorder. Select an anxiety disorder from the DSM-5 and discuss the approach you would you use for treating this client.

Imagine that you are working with a client who has been diagnosed with obsessive compulsive disorder. What approach would you use for treating this client? 

How will you determine if a client is suffering from an anxiety or obsessive compulsive disorder, rather than a substance-induced disorder?

Include at least two scholarly references in your assignment.

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